Insurance Law.

A policy is a promise — and the moment the promise is tested is exactly when clarity matters most. We draft, interpret and enforce coverage for policyholders and carriers alike, working with our construction and healthcare colleagues where claims cross industries.

600+Coverage opinions delivered to policyholders and carriers
$400mClaim value recovered or defended in the last five years
92%Of matters resolved short of a coverage trial

Overview

An insurance dispute is a contract fight wearing a specialized vocabulary — and we speak both languages. You will get a straight reading of the policy, a frank view of each side's leverage, and a plan that prices the risk of every next step before you take it.

Coverage analysis and litigation, bad-faith claims, defense-cost disputes, D&O and E&O programs, reinsurance and policy drafting. We act on both sides of the market — which is precisely why we know how the other side thinks.

Most of our work runs from our Chicago headquarters, a city built on underwriting; where programs or excess layers touch foreign markets, our London headquarters and associated counsel in Singapore slot in under one engagement letter.

Documents under review, the daily work of insurance coverage counsel

Get in touch

The Insurance Law team

BG

B. Guthrie

Senior Partner · Lead, Insurance Law
MH

Marta Halloran

Partner · Coverage Disputes
DI

D. Ingersoll

Counsel · Policy Drafting
RJ

R. Jessen

Associate · Reinsurance
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What the record says

The denial letter said no; their coverage opinion recovered the full claim.
Policyholder survey, 2025
They read the exclusions the way underwriters meant them — and settled two claims before discovery.
Carrier client survey, 2025

Recent work

Matters we're proud of

Coverage

Business-interruption claim recovered for a hospitality group

Bad faith

Extra-contractual exposure settled after mediation

D&O

Directors covered under a Side-A policy after investigation closed

Reinsurance

Treaty interpretation resolved in favor of the cedent

Latest articles and knowledge

Article

Reservation of rights: what to do with the letter

Legal briefing

Cyber exclusions tighten again: reviewing your tower

Article

Notice provisions: the quiet way claims get denied

Coverage that answers when called

A confidential first conversation with the insurance team — policyholder or carrier.

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